Commercial Mortgages
Financing solutions for commercial properties including office, retail, industrial, and multi-unit residential buildings.
Whether you are purchasing a commercial property, refinancing an existing one, or expanding your real estate portfolio, commercial mortgages require a different approach than residential lending. I work with a network of commercial lenders to secure financing for a wide range of property types and business scenarios, from small retail spaces to large multi-unit buildings.
Who Is This For?
- Business owners purchasing commercial or mixed-use properties
- Real estate investors acquiring multi-unit or commercial buildings
- Developers seeking construction or development financing
- Business owners looking to refinance existing commercial debt
- Entrepreneurs expanding their commercial real estate portfolio
Common Goals
- Purchase a commercial property for business use or investment
- Refinance an existing commercial mortgage for better terms
- Access equity in a commercial property
- Finance mixed-use or multi-unit residential properties (5+ units)
- Secure construction or development financing
How It Works
We discuss the property type, purchase price, your business plan, and financing needs.
I prepare a comprehensive application package including property financials and business documentation.
I present the opportunity to multiple commercial lenders to secure competitive terms.
I coordinate with all parties through to closing, including lawyers, appraisers, and the lender.
Important Considerations
- *Commercial mortgage rates and terms differ significantly from residential mortgages.
- *Larger down payments are typically required (25-35%).
- *Approval is based on both property cash flow and borrower financial strength.
- *Appraisal and environmental assessment costs may apply.
Commercial mortgages are subject to lender approval, property appraisal, and due diligence. Rates, terms, and qualification criteria vary by lender and property type.
Ready to Get Started?
Free consultation, no credit check. I search 65+ lenders and 7,000+ solutions to find your best fit.
Subject to lender approval. O.A.C.
Typical Documents Needed
- Business financial statements (2-3 years)
- Personal financial statement / net worth statement
- Property financials (income and expense statement)
- Environmental reports (if applicable)
- Lease agreements (for tenanted properties)
- Business plan or executive summary
- Government-issued photo ID
Related Solutions
Advertising Disclosure: Michael Noble Green, Mortgage Agent Level 1 (Licence #M21002443) at 8Twelve Mortgage Corp. (Brokerage Licence #13390). All mortgage products and services are subject to lender approval. O.A.C. Rates and terms are subject to change without notice. This page is for informational purposes and does not constitute a commitment to lend.